SIPAP Is Becoming SIP: What Paraguay’s Payment System Does Today and What Comes Next
Paraguay’s payment infrastructure, long known as SIPAP and now presented publicly under the SIP brand, already powers 24/7 instant transfers, aliases, payment requests and interoperable QR payments. Digital savings certificates (CDA-d) entered full production on 21 September 2026; contactless SPI and regional cross-border interconnection remain later-stage objectives.
